Deferment Process

Request Deferment

Request deferment by completing the bottom portion of your billing statement or by sending us a note stating what activity you are performing and the time period for that activity. If more information is required before your account then we will contact you. Upon receipt of all the necessary information, your account will be put into pre-deferment.


Pre-deferment

During pre-deferment billing is delayed. Prior to the end of the pre-deferment period we will send you a deferment form. This form must be completed and certified by the appropriate official to verify that you were performing the qualifying activity. Pre-deferment is only a period during which billing is delayed, pending receipt of the certified deferment form.


Completing Deferment

The deferment form certifies that you were performing the qualified activity for the previous period. Upon receipt of the deferment form and any other required documentation, the deferment will be processed on your student loan.


Consequences of Returning Forms Late

If we do not receive the certified deferment form by the due date, the pre-deferment will be removed from your account and you will be billed all at once for all the months that were covered by the pre-deferment. Your loan will be immediately considered extremely past due and reported as such to a national credit bureau.


Ceasing the Deferment Activity

If you cease to perform the activity for which your account was postponed, you must notify MU Student Loan Collections immediatedly! Your loan will only qualify for deferment for the time period you were performing the qualifying activity.